Effective Date: May, 2026
Last Updated: July, 2026
Checkbox: “I am 18+ and not in a Restricted Territory”
Checkbox: “THIS IS NOT A FINANCIAL PRODUCT. THIS IS SOFTWARE THAT INITIATES BLOCKCHAIN TRANSACTIONS. YOU ACCEPT FULL RESPONSIBILITY AND ALL ASSOCIATED RISKS.”
Checkbox: “I accept FBYT Terms and Conditions”
Button: “I Agree”
YOU MUST READ THESE TERMS AND THE RISK DISCLOSURE CAREFULLY. THESE TERMS SET FORTH LEGALLY BINDING TERMS AND CONDITIONS GOVERNING YOUR ACCESS TO AND USE OF THE FBYT INTERFACE AND ANY RELATED SERVICES. BY ACCESSING OR USING THE INTERFACE OR PROTOCOL, YOU ACCEPT THESE TERMS (ON BEHALF OF YOURSELF OR THE ENTITY YOU REPRESENT) AND YOU REPRESENT AND WARRANT THAT YOU HAVE THE RIGHT, AUTHORITY, AND LEGAL CAPACITY TO ENTER INTO THESE TERMS. IF YOU DO NOT AGREE TO ALL PROVISIONS OF THESE TERMS, DO NOT ACCESS OR USE THE INTERFACE OR PROTOCOL.
THE FBYT INTERFACE IS PROVIDED AS A SOFTWARE TOOL ONLY. FBYT DOES NOT PROVIDE MONEY MANAGEMENT SERVICES, INVESTMENT ADVICE, BROKERAGE SERVICES, CUSTODY, OR ANY FINANCIAL SERVICES. FBYT DOES NOT CONTROL USER FUNDS AND DOES NOT EXECUTE TRANSACTIONS ON BEHALF OF USERS. ALL FUNCTIONALITY IS EXECUTED BY USER-SIGNED TRANSACTIONS AND AUTONOMOUS SMART CONTRACTS ON THE SOLANA BLOCKCHAIN.
BLOCKCHAIN TRANSACTIONS ARE IRREVERSIBLE. DIGITAL ASSETS ARE HIGHLY VOLATILE. YOU MAY LOSE SOME OR ALL OF YOUR FUNDS. YOU USE THE INTERFACE AND PROTOCOL ENTIRELY AT YOUR OWN RISK.
FBYT DISCLAIMS ANY AND ALL LIABILITY TO THE MAXIMUM EXTENT PERMITTED BY LAW FOR ANY LOSSES, DAMAGES, CLAIMS, OR REGULATORY CONSEQUENCES ARISING FROM (I) YOUR USE OF THE INTERFACE OR PROTOCOL, (II) SMART CONTRACT FAILURE OR EXPLOITS, (III) MONEY MANAGER PERFORMANCE OR CONDUCT, (IV) USER ERROR, (V) THIRD-PARTY SERVICES, OR (VI) COMPLIANCE FAILURES IN YOUR JURISDICTION.
THE INTERFACE AND PROTOCOL ARE NOT OFFERED TO, AND MAY NOT BE USED BY, (A) PERSONS OR ENTITIES WHO ARE RESTRICTED PERSONS (INCLUDING ANY PERSON SUBJECT TO SANCTIONS LISTS SUCH AS OFAC/UN/EU/UK), OR (B) PERSONS OR ENTITIES LOCATED IN, OR ORDINARILY RESIDENT IN, OR INCORPORATED IN, OR HAVING A REGISTERED OFFICE IN ANY RESTRICTED TERRITORY (INCLUDING SANCTIONED JURISDICTIONS SUCH AS IRAN, NORTH KOREA, SYRIA, CUBA, AND OTHER SANCTIONED TERRITORIES, AND ANY OTHER JURISDICTION PROHIBITED BY FBYT). YOU AGREE NOT TO USE VPNs OR OTHER TOOLS TO CIRCUMVENT ANY RESTRICTIONS.
YOU ARE SOLELY RESPONSIBLE FOR DETERMINING WHETHER YOUR ACCESS TO OR USE OF BLOCKCHAIN-BASED SOFTWARE, DIGITAL ASSETS, OR ANY “MONEY MANAGEMENT” OR “INVESTMENT”-RELATED FUNCTIONALITY IS PERMITTED IN YOUR JURISDICTION, AND FOR FULL COMPLIANCE WITH ALL APPLICABLE LAWS (INCLUDING SECURITIES, INVESTMENT ADVISORY, LICENSING, TAX, AND AML/CTF REQUIREMENTS WHERE APPLICABLE). FBYT DOES NOT PROVIDE LEGAL OR TAX ADVICE AND DOES NOT MONITOR OR ENSURE YOUR COMPLIANCE.
YOU MUST BE AT LEAST 18 YEARS OLD (OR THE AGE OF LEGAL MAJORITY IN YOUR JURISDICTION, WHICHEVER IS HIGHER) AND HAVE FULL LEGAL CAPACITY TO USE THE INTERFACE OR PROTOCOL.
IF YOU ARE A MONEY MANAGER, YOU ACKNOWLEDGE THAT YOU ARE AN INDEPENDENT THIRD PARTY AND NOT AN EMPLOYEE, AGENT, PARTNER, OR REPRESENTATIVE OF FBYT. YOU ARE SOLELY RESPONSIBLE FOR YOUR STRATEGIES, COMMUNICATIONS, PERFORMANCE CLAIMS, AND ANY LICENSING OR REGULATORY REQUIREMENTS THAT APPLY TO YOU.
IF YOU ARE AN INVESTOR, YOU ACKNOWLEDGE THAT YOU CHOOSE WHETHER TO INTERACT WITH ANY MONEY MANAGER OR STRATEGY, AND THAT FBYT DOES NOT VERIFY, ENDORSE, OR GUARANTEE ANY MONEY MANAGER, STRATEGY, PERFORMANCE, OR OUTCOME.
THESE TERMS CONTAIN IMPORTANT PROVISIONS INCLUDING DISCLAIMERS OF WARRANTIES, LIMITATIONS OF LIABILITY, AND A WAIVER AND RELEASE OF CLAIMS AGAINST FBYT TO THE MAXIMUM EXTENT PERMITTED BY LAW (SEE “LIMITATION OF LIABILITY” AND “RELEASE OF CLAIMS”).
These Terms of Service, together with the Risk Disclosure, Privacy Policy, and any additional policies or notices published by FBYT (collectively, the “Terms”), govern your access to and use of:
(a) the FBYT website(s), app(s), dashboard(s), and interface(s) (the “Site” / “Interface”), and
(b) the smart contracts and related on-chain components deployed on the Solana blockchain that the Interface enables users to interact with (the “Protocol”), and
(c) any SDK/API (if any) made available by FBYT from time to time (the “Developer Tools”).
These Terms form a binding legal agreement between each person or entity that accesses or uses the Interface or derives any benefit from it, referred to in these Terms as “you,” a “User,” “Investor” or “Money Manager,” and Pangaea Tech SA together with the FBYT legal entities and their affiliates, referred to as “FBYT,” “we” or “us.”
If you enter into these Terms on behalf of an entity, you represent and warrant that you have authority to bind that entity, and “you” includes that entity.
FBYT provides a software interface that enables Users to interact with smart contracts on Solana. The Interface may allow Users to:
FBYT is not a wallet provider, broker, exchange, bank, money services business, financial institution, investment adviser, portfolio manager, or fiduciary.
FBYT does not custody digital assets. Users control their own wallets and private keys.
The Protocol operates on-chain. To the extent permitted by law, FBYT may update, modify, restrict, disable, or discontinue the Interface at any time, without liability, but cannot guarantee the ability to alter or halt decentralized smart contract execution once transactions are submitted to the network.
FBYT supports three roles:
Smart contracts deployed on Solana that execute user-signed transactions according to code. The Protocol may be open-source or publicly accessible independent of the Interface.
Users who choose to allocate funds into on-chain strategies, vaults, or flows managed by their own decisions and/or by smart-contract logic associated with Money Managers.
Users who publish, configure, or operate strategies that Investors may choose to follow or allocate to, as implemented by smart contracts.
Money Managers are independent third parties and are not employees, agents, partners, or representatives of FBYT. FBYT does not supervise, endorse, or verify Money Managers.
You may access or use the Interface and Protocol only if:
You represent and warrant these conditions are true each time you access or use the Interface.
You are a “Restricted Person” if you are:
You may not access or use the Interface if you are located in, ordinarily resident in, incorporated in, or have a registered office in any Restricted Territory, including:
No circumvention: You agree not to use VPNs, proxies, or other tools to bypass geo-blocking or restrictions. FBYT may block access based on location signals.
You are solely responsible for compliance with all laws and regulations applicable to you, including but not limited to:
FBYT does not provide legal, tax, or regulatory advice. You should consult independent professionals.
You are solely responsible for:
FBYT cannot recover keys, reverse transactions, or restore assets.
Smart contracts may charge fees or route fees to designated addresses according to on-chain logic. Network transaction fees (“gas”) are paid to the blockchain/network and not controlled by FBYT.
FBYT may change Interface-related pricing (if any) at any time.
The Interface may display or integrate third-party services (RPC providers, indexers, oracles, bridges, token lists, analytics, wallets). Such components are not controlled by FBYT and may fail, be inaccurate, or become unavailable.
You use third-party services at your own risk.
You agree not to:
FBYT may block or restrict access for suspected violations.
THE INTERFACE, PROTOCOL, AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE”. TO THE MAXIMUM EXTENT PERMITTED BY LAW, FBYT DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
FBYT DOES NOT WARRANT THAT:
TO THE MAXIMUM EXTENT PERMITTED BY LAW, FBYT SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST REVENUE, LOST DATA, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATING TO YOUR USE OF THE INTERFACE OR PROTOCOL, EVEN IF ADVISED OF THE POSSIBILITY.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, FBYT’S TOTAL AGGREGATE LIABILITY SHALL NOT EXCEED THE GREATER OF:
(a) USD $100, OR
(b) THE AMOUNT YOU PAID DIRECTLY TO FBYT (IF ANY) IN THE SIX MONTHS PRIOR TO THE EVENT GIVING RISE TO THE CLAIM.
Some jurisdictions do not allow certain limitations; in that case, liability is limited to the maximum extent permitted.
You agree to indemnify, defend, and hold harmless FBYT and its affiliates, officers, directors, employees, contractors, and agents from and against any claims, damages, losses, liabilities, penalties, and expenses (including attorneys’ fees) arising from or related to:
FBYT may suspend or terminate your access to the Interface at any time for any reason, including suspected violation of these Terms, sanctions risk, or legal risk.
Termination of Interface access does not necessarily prevent interaction with public smart contracts directly.
FBYT may update these Terms at any time by posting a revised version. Continued use constitutes acceptance.
Using blockchain protocols involves significant risk, including total loss. You should not use the Interface unless you understand and accept these risks.
FBYT does not custody funds and does not act as an adviser, broker, or fiduciary. Any information displayed is informational and may be incomplete or inaccurate.
Smart contracts may contain vulnerabilities, errors, or design limitations that may cause:
Audits do not guarantee safety. Exploits can happen even to audited systems.
Risks include:
Transactions may fail, be delayed, or execute under adverse conditions.
If your private key, seed phrase, device, or signing method is compromised, assets may be stolen. FBYT cannot recover them.
Digital asset prices can fluctuate significantly. Risks include:
Your investment may lose all value.
FBYT does not verify qualifications or performance claims.
The Protocol may interact with third-party programs or tokens. Risks include:
Failures of dependencies can cause loss.
Information shown in the Interface may be derived from:
Such data may be delayed, wrong, manipulated, or unavailable. You must verify independently.
Laws around crypto and “money management” differ by country and may change. You are responsible for compliance.
FBYT may restrict access to reduce exposure, but makes no guarantee that using the Protocol is legal for you.
Use in sanctioned jurisdictions is prohibited. Interacting with sanctioned persons may result in enforcement actions.
Blockchain activity may create taxable events. You are solely responsible for tax reporting and payment.
The Interface may be modified, disabled, or unavailable. Smart contracts may remain accessible on-chain, but without UI support.
By clicking “I Agree” (and/or signing a message), you confirm: